Homeowners Insurance

With an asset as important as your home, it’s important that you have just the right insurance coverage to protect your investment. Based in New York, The Rubin Group can provides insurance to almost all 50 States. We make sure you have the coverage that‘s just right for your home, whether you live in New York or just about anywhere.

Here are some of the issues that we consider when we make a recommendation:

Replacement Value Of Your New York Home

We can add extended replacement cost coverage to your policy to ensure that your home is rebuilt to the same standards used in the original construction. The quality of materials will be the same, and you house will look as close as possible to what it was before the loss.

Amount of Personal Property Coverage

If you elect to do so, we can add replacement value coverage that ensures full replacement of your personal property—with no deduction for depreciation that may have occurred. We recommend that your personal property coverage should include all risks. Additionally, we suggest you include expensive possessions such as jewelry, collectibles or art in a separate list.

Personal Liability

We’ll help you determine the preferred amount of personal liability coverage to include in your policy. This amount may vary according to the value of any assets you may own.

Special Coverages

Many homeowners have high risk assets such as fences, pools, outbuildings etc., that are covered only minimally by a standard homeowners policy. We’ll help you make sure your policy covers you adequately.

What will your Policy Cost? Get a free quote.

Let us put together the best possible Homeowners Insurance policy for you, at the most competitive price we can find. We work with some of the most respected carriers in the country, and once we have your information and the features you want to be included, we can start putting together the right plan for you. Call or email us today.

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